Some are cleaning up on their own, but others have to rely on insurance companies for help. "We got a handful of claims so far. The claims are still coming," said John Hall, a State Farm insurance agent. The average cost for damage is thousands, but Hall says your insurance rate won't necessarily go up. "We look at what's happened over the past year in terms of total losses total claims and compare that to what's predicted to happen in the future," he said. It's too early to tell how this storm compares to the windstorm in January but when it comes to cleanup, crews say that the windstorm knocked down actual trees whereas this spring storm tore down limbs and branches. If a tree falls on your home or car, that's typically covered. If you need to file a claim: "You want to get a number of estimates, not just one. You want to get referrals, talk to friends and family," Hall said. If the tree falls on your yard, that's not covered. So,Colangelo, and others in this situation have to take the matter into their own hands.
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